Become a trailblazing Investor, Welcome to the Money Market

As a young person with little initial capital, Mutual Funds provide an opportunity to invest in company stocks/and or bonds with the help of experts. You can therefore get into investing and benefit from diversification and liquidity.

Diversification
This refers to investing in more than one financial instrument or various types of financial instruments. It reduces the risk involved in putting all your eggs in one basket. For instance, if all your money is in a bank deposit, you may be missing out on higher interest earning opportunities in the stock market. However, if you invest only in one company’s stock, your wealth will directly depend on the performance of that single stock. If the share value increases you gain; if it decreases, you lose.

By investing in Mutual Funds, you reduce the risk of missing out on potential gains on one hand or taking a loss on the other as expert investors/fund managers invest your money for you in a variety of securities (company stocks etc).

Liquidity refers to how quickly and cheaply an asset can be converted into cash. Money (in the form of cash) is the most liquid asset. Assets that generally can only be sold after a long exhaustive search for a buyer are known as illiquid. Mutual funds are fairly liquid investments as you can readily and easily access your capital if and when you need it.

Now, that you understand these two concepts you need to determine your investment objectives and risk tolerance. Generally, the higher the risk, the higher you stand to gain, but, the opposite is also true. So, you must know your risk tolerance before you make a move. Different risk levels are associated with different funds so knowing this helps you decide which is best for you.

Lets have a look at some of the Fund Options well worth considering:

Fund Options

• TT$ Money Market
• US$ Money Market
  
• TT$ Income and Growth
  
• US$ income and Growth

Here's How To Choose The Fund Best Suited To You

If your objective is high monthly interest income and safety of capital, then a Roytrin Money Market Fund best suits your needs.

If your objective is long term capital appreciation and attractive income then you will be most interested in a Roytrin Income and Growth Fund. Because of the long-term nature of this financial product, these funds are suited to individuals who don’t mind taking a risk of losses in the short term to receive potentially high capital gains in the
end.

To get started investing in Mutual Funds, you open an account and start buying units. The good news for TrailBlazers is that with RBTT’s Roytrin Money Market and Income & Growth mutual funds, you can start with as little as TT $500 for the TTD Funds and US $100 for the USD Funds.

With both these funds, you may buy and sell units at any time. So, if you’re ready to become a TrailBlazing Investor, call us at 625-7288 ext 4410 today.

apply now

<back to articles