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Mortgages

Features and Benefits

  • Employment Status:

    Permanent / Self-employed.

  • Employment Tenure:

    Borrower has to be continuously employed at the same job for two (2) years.

  • Employer’s Profile:

    Well-known privately owned companies. Companies banking with RBC Royal Bank in good financial standing State-owned companies, subsidiaries, quasi-government.

  • Tenor:

    Maximum Tenor - 30yrs (to be repaid by retirement age).

  • Collateral:

    Registered First Mortgage; Guarantee from FNDG (where applicable); Assignment of all risk comprehensive policy over the property; Assignment of Life Insurance for the mortgagor(s).

  • Repayment Structure:

    Blended payments of principal and interest, amortized over the term of the loan.

Features and Benefits

  • Employment Status:

    Permanent / Self-employed.

  • Employment Tenure:

    Borrower has to be continuously employed at the same job for two (2) years.

  • Employer’s Profile:

    Well-known privately owned companies. Companies banking with RBC Royal Bank in good financial standing State-owned companies, subsidiaries, quasi-government.

  • Tenor:

    Maximum Tenor - 10 -15yrs (to be repaid by retirement age).

  • Collateral:

    Registered First Mortgage over property to be financed.

  • Repayment Structure:

    Blended payments of principal and interest, amortized over the term of the loan.

Features and Benefits

  • Employment Status:

    Permanent / Self-employed.

  • Employment Tenure:

    Borrower has to be continuously employed at the same job for two (2) years.

  • Employer’s Profile:

    Well-known privately owned companies banking with RBC Royal Bank in good financial standing State-owned companies, subsidiaries, quasi-government.

  • Tenor:

    Short term - under 1 year.

  • Collateral:

    Registered First Mortgage; Contractors' All Risk Policy; Assignment of Life Insurance for the mortgagor(s).

  • Repayment Structure:

    Interest only with principal liquidation from disbursement of long term mortgage.

Features and Benefits

  • Employment Status:

    Permanent / Self-employed.

  • Employment Tenure:

    Borrower has to be continuously employed at the same job for two (2) years.

  • Employer’s Profile:

    Well-known privately owned companies banking with RBC Royal Bank in good financial standing State-owned companies, subsidiaries, quasi-government.

  • Tenor:

    Maximum Tenor - 30yrs (to be repaid by retirement age).

  • Collateral:

    Registered First/Second Mortgage over property to be financed; Assignment of all risk comprehensive policy over the property; Assignment of Life Insurance for the mortgagor(s).

  • Repayment Structure:

    Blended payments of principal and interest, amortized over the term of the loan.

Features and Benefits

  • Employment Status:

    Permanent / Self-employed.

  • Employment Tenure:

    Borrower has to be continuously employed at the same job for two (2) years.

  • Employer’s Profile:

    Well-known privately owned companies banking with RBC Royal Bank in good financial standing State-owned companies, subsidiaries, quasi-government.

  • Tenor:

    Maximum Tenor - 30yrs (to be repaid by retirement age).

  • Collateral:

    Registered First/Second Mortgage over property to be financed; Assignment of all risk comprehensive policy over the property; Assignment of Life Insurance for the mortgagor(s).

  • Repayment Structure:

    Blended payments of principal and interest, amortized over the term of the loan.
 

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