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You are eligible when you enjoy permanent and sufficient income and are at least 21 years of age. The loan should be paid off before you turn 65 years of age. Other conditions may apply dependant on your specific situation.
The amount of the loan depends on your age, income and fixed expenses. The maximum amount equals 80% of the market value of your house. RBC Royal Bank can finance 100% through ‘Fondo di Garantia’. The maximum loan term is 20 years, depending on your age.
We can include it, should you wish that.
Yes, the house is required as security. Besides, your salary must be automatically transferred to the RBC Royal Bank and a Life Insurance policy plus an extensive Fire Insurance policy must be in place. These products are also available at our bank.