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Loans

A Car Loan enables you to finance the purchase of a car, which at the moment of purchase is not older than 3 years.

Down-payment required:
  • New Cars – Minimum 25%
  • Used Cars – Minimum 25% depending on the age of the vehicle
The amount of the loan depends on your financing need, your income and your expenses.
  • Your partner’s income can be included in the loan should you wish that.
  • Maximum term* New cars - Five Years; Used Cars - Three Years
  • Longer loan terms are possible in consultation.
  • The monthly installment depends on the loan term, the amount of the loan and the interest. The loan term and the monthly installments are stipulated in advance and will not change.

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A Personal Loan enables you to have enough funds to finance a specific purpose.

  • The amount of the Personal Loan depends on your financing need, your income and your expenses. The loan amount can vary between SRD 1,000 and SRD 30,000.
  • Your partner’s income can be included in the loan should you wish that.
  • The loan term can be from 1 to 3 years. Larger loan amounts or longer loan terms are possible in consultation.
  • The monthly installment depends on the loan term, the amount of the loan and the interest. The loan term and the monthly installments are stipulated in advance and will not change.
  • From the moment that you dispose of the funds, you begin to pay off on your loan until you have reached nil.
  • You are completely free in the allocation of the funds. In case you want to obtain for example a car that is older than 3 years, you can do that with a personal loan.

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