Skip Header Navigation

Investment Solutions

Put those idle business cash balances to work

Businesses should maintain a certain level of cash on hand to cover unforeseen circumstances or to take advantage of prompt payment discount incentives.

However, if your cash flow forecast shows that you will have surplus cash balances available during certain periods of time or if your business is consistently generating a cash surplus, you should put these funds to work immediately!

Our diverse product menu spans traditional savings and call deposits to highly sophisticated medium and long-term investment instruments.

Overnight/Medium Term Investments

You may need to find overnight investments for temporary cash surpluses. For this purpose our local currency call deposits are ideal and we also have local and Foreign Currency Accounts (available through business centres & branches)


Long Term Investments

Find longer-term investments for consistent cash surpluses.

Buying & selling on the stock and bond markets
  • Business clients can invest locally and internationally through (Royal Fidelity Merchant Bank & Trust (Barbados) Ltd.

 

RBC Fixed Term DepositThe Fixed Term Deposit will appeal to you if you are rate-sensitive and have excess funds to invest. It is a redeemable deposit vehicle for short or long-term investments and savings.

Feature Benefit
Interest guaranteed for the investment period chosen. Maximizes earning power.
Choice of maturities. Provides multiple options to meet client's individual needs. 
Short-term investment periods for excess or investment funds.   Offers flexible investment terms.  
Automatically renewable.   Offers convenience of not having to visit your bank branch on maturity  

It's easy to open an account. Contact us at your preferred branch location.


U.S. Dollar Certificate of Deposit
Royal Fidelity
U.S. Dollar Certificate of Deposits are secure investments that guarantee to preserve your money. Your investment earns interest, at either a set or a variable rate, or based on a market-linked formula. Consider including some proportion of USD CDs (or other conservative fixed income investments) in your portfolio to help balance more aggressive investments.

Feature Benefit
Choice of maturities. Provides multiple options to meet the client's individual needs.
Short-term investment periods for excess or investment funds. Offers flexible investment terms.

It's easy to open an account. Contact us at your preferred branch location.