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Life Insurance

Life Insurance is a contract between the policyholder and the insurance provider whereby the provider is contracted to pay (for the consideration of a premium being paid by you) a specified amount (death benefit) to the beneficiary named in the contract, upon the death of the insured.

Thinking of why you may need Life Insurance is not a pleasant task; however Life Insurance is one of the most responsible decisions to help ensure that your family can continue to enjoy the quality of life they deserve.

Life Insurance can replace your income and provide financial security for family members dealing with sadness and loss. The proceeds from the policy can cover financial obligations such as funeral cost and final medical expenses. Life Insurance can provide the funds to pay higher education expenses for children; reduce debt and provide supplemental income for your family.

Term Life Insurance:

Term Life Insurance is to protect your investments and to ensure that your financial goals are realized even in the event of death. For example: if you have a mortgage, this insurance will provide that in case of premature death your mortgage will be fully paid. This will give you peace of mind of knowing that your loved ones will be left with the property. So they will be able to live comfortably instead of being burdended by a debt. 

Term Life Insurance can be used as a risk management tool for:

  • Funeral Protection
  • Credit Protection
  • Education Continuance
  • Business Planning
  • Keyman Insurance
  • Collateral Coverage

Annuity Life Insurance

Annuity Life Insurance is an Insured Savings Plan. The Savings Plan accumulates a predetermined amount over the duration of the plan. In case of premature death the plan provides the predetermined savings amount plus accrued interest.
The Annuity Life Insurance can be used to protect your investments but also to create a financial reserve for yourself or for your inheritors in case of premature death.




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