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Chequing Accounts

You are on: Regular Chequing Account tab

This account can be used to transact day to day business and is ideal if you wish to have a separate transactional account from your savings account or if you wish to have the benefit of cheque writing.

Features & Benefits:

  • Minimum balance required to open account TTD$100
  • Minimum monthly fee of $20.00 (includes 20 FREE transactions) 
  • Free personalized cheques
  • Free monthly statements for easy record keeping
  • Optional overdraft limit available once qualifying criteria is met

Additional Information:
  • This account is non-interest bearing

Other Services Provided:

  • ATM: You can use your Debit Card at any RBC Royal Bank ATM to: 
    • Make cash and/or cheque deposits
    • Withdraw cash, up to your daily limit (select ATMs also offer U.S. cash withdrawals)
    • Transfer money between your accounts
    • Make bill payments, credit card payments and receive cash advances
    • In addition to using your Debit Card at any RBC Royal Bank ATM, you can also withdraw cash at any other bank's ATM bearing the LINX symbol.
  • Point-of-Sale Debit: You can use your Debit Card to make purchases at retailers throughout Trinidad and Tobago that accept LINX.
  • Worldwide Access: RBC Royal Bank Debit Cards are widely accepted in the U.S. and around the world at ATMs that display the Maestro or Cirrus symbols, providing you with quick and convenient access to your TT dollar accounts. You can also use your Debit Card to make point-of-sale (debit) purchases at any merchant that accepts Maestro.
  • Telephone, SMS and Online Banking: With RBC's Tellerphone, SMS & NetBank services, you can access account information, pay bills, and transfer funds between your accounts.

You are on: Multiplier Account tab

If you're looking for the most convenient way to manage your day-to-day banking needs as well as earn interest on your savings then the RBC Royal Bank Multiplier account is ideal for you. This account features tiered interest rates so as your balance grows, interest earned increases.

Features & Benefits:
  • Minimum balance required to open account TTD$15,000.00
  • Minimum monthly fee of $20, waived if daily balance of $15,000.00 is maintained (includes 20 FREE transactions) 
  • Tiered interest rates, so the more you save the more interest you earn
  • Optional cheque writing facility available
  • Free monthly statements for easy record keeping

Additional Information:
  • Interest is calculated on daily balances and paid monthly
  • Minimum balance required to earn interest TTD$15,000.00

Other Services Provided:

  • ATM: You can use your Debit Card at any RBC Royal Bank ATM to: 
    • Make cash and/or cheque deposits
    • Withdraw cash, up to your daily limit (select ATMs also offer U.S. cash withdrawals)
    • Transfer money between your accounts
    • Make bill payments, credit card payments and receive cash advances
    • In addition to using your Debit Card at any RBC Royal Bank ATM, you can also withdraw cash at any other bank's ATM bearing the LINX symbol.
  • Point-of-Sale Debit: You can use your Debit Card to make purchases at retailers throughout Trinidad and Tobago that accept LINX.
  • Worldwide Access: RBC Royal Bank Debit Cards are widely accepted in the U.S. and around the world at ATMs that display the Maestro or Cirrus symbols, providing you with quick and convenient access to your TT dollar accounts. You can also use your Debit Card to make point-of-sale (debit) purchases at any merchant that accepts Maestro.
  • Telephone, SMS and Online Banking: With RBC's Tellerphone, SMS & NetBank services, you can access account information, pay bills, and transfer funds between your accounts.

    You are on: Royal Courtesy Service tab

    Our Royal Courtesy Service (RCS) is an all-inclusive banking package with unlimited transactions for one flat monthly fee. With RCS, there’s no need to count the cost of each transaction, saving you time, money, and allowing you to bank without month-end surprises!

    Features and Benefits

    • Minimum monthly fee $50.00 
    • Unlimited FREE debit transactions (in-branch, cheques, transfers) 
    • Unlimited FREE domestic RBC ATM transactions
    • Unlimited FREE domestic point-of-sale transactions
    • Additional bank statements free of charge
    • No service charge on local and foreign currency drafts
    • 50% discount on the annual fee on a small safety deposit box
    • Free standing orders
    • Exclusive low membership fee for Medicard discount card
    • No service charge for renewal/replacement of your debit card
    • No charge for personalized cheques
    • Overdraft from $3,000 to assist in meeting monthly commitments (pre-qualification required)
    • Free online banking with NetBank 
    • International access to ATMs and point-of-sale through Maestro International debit card

    Additional Information:
    • This is a non-interest bearing chequing  account

    Other Services Provided:

    • ATM: You can use your Debit Card at any RBC Royal Bank ATM to: 
      • Make cash and/or cheque deposits
      • Withdraw cash, up to your daily limit (select ATMs also offer U.S. cash withdrawals)
      • Transfer money between your accounts
      • Make bill payments, credit card payments and receive cash advances
      • In addition to using your Debit Card at any RBC Royal Bank ATM, you can also withdraw cash at any other bank's ATM bearing the LINX symbol.
    • Point-of-Sale Debit: You can use your Debit Card to make purchases at retailers throughout Trinidad and Tobago that accept LINX.
    • Worldwide Access: RBC Royal Bank Debit Cards are widely accepted in the U.S. and around the world at ATMs that display the Maestro or Cirrus symbols, providing you with quick and convenient access to your TT dollar accounts. You can also use your Debit Card to make point-of-sale (debit) purchases at any merchant that accepts Maestro.
    • Telephone, SMS and Online Banking: With RBC's Tellerphone, SMS & NetBank services, you can access account information, pay bills, and transfer funds between your accounts.

      Is the RCS Account right for you?
      Yes if:
      - You have a high number of in-branch debit transactions, write a lot of cheques and frequently use RBC ATMs and point-of-sale terminals
      - You use other services such as overdraft protection, safety deposit box, drafts, standing orders etc.

      To ensure you have the right account to meet your needs, see our
      ‘Guide on Account Selection' or speak with a RBC Royal Bank Account Manager.

         
       

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